1. Living Beyond Your Means It’s tempting to keep up with the latest trends or match your friends’ lifestyles, but spending more than you earn is a one-way ticket to financial stress. Overspending on things like luxury cars, designer clothes, or eating out every day can quickly lead to debt. To fix this: Create a realistic…
how to save money
Things To Do After Receiving Your Paycheck
1. SAVE 20% When you get your paycheck, it’s natural to feel a rush of excitement. But before you start spending, there’s one crucial step that can set you up for long-term financial success: saving 20% of your paycheck right away. By doing this, you can systematically build your emergency fund and contribute to your…